Find the Friends and Foes in your income portfolio.
Your broker shows what you own and how much it yields. IQ Score helps you assess the income quality behind those holdings — and see which are Friends, Question Marks or Foes, why, and what changed.
- Independent research
- Rules-based methodology
- Frozen monthly snapshots
Example portfolio overview
July 2026 · illustrative
TickerAsset typeIQ Score(out of 100)ClassificationClassChangeChg.vs Jun 2026
MAINBDC74Friend↑ 5
ARCCBDC81Friend—
UTFCEF — Equity52Question Mark↓ 3
RQIREIT58Question Mark—
ETGCEF — Equity32Foe↓ 7
The difference that matters
Yield tells you how much.
IQ Score tells you the quality behind it.
Your broker shows
Position
Market value
Yield
P&L
IQ Score adds
Friend / Question Mark / Foe
IQ Score (0–100)
Reasons & Drivers
Monthly change
AI about IQ Score
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Income quality changes every month.
Track changes in income quality from one frozen monthly snapshot to the next.
Illustrative example — not a live feed.
MAINBDC
69 → 74IQ Score
↑ 5Change
Friend
UTFCEF — Equity
55 → 52IQ Score
↓ 3Change
Question Mark
ETGCEF — Equity
39 → 32IQ Score
↓ 7Change
Foe
A score you can understand
Every score has a reason.
IQ Score is powered by a rules-based framework that evaluates the drivers behind income quality.
Explore a tickerMAIN
Main Street Capital Corporation BDC
Friend
74/100
HighConfidence
As of July 2026 (illustrative)
Key reasons & drivers
Economic Payout CoverageStrong
Distribution TrendGrowing
Distribution Cut ScoreNo material decline
Working Capital PreservationPreserved
Total ReturnStrong
MAIN qualifies as a Friend.
In this illustrative example, strong economic payout coverage, no material annual distribution decline and growing distributions support a durable score. View full analysis
In this illustrative example, strong economic payout coverage, no material annual distribution decline and growing distributions support a durable score. View full analysis
Rules-based methodologyOur framework scores income quality across multiple dimensions.
Frozen monthly snapshotsEach update is frozen once published. No real-time noise.
Historical archiveReview prior frozen monthly snapshots and classification history.
Independent researchResearch and education — not personalized investment advice.
What's hiding behind your yield?
See the Friends, Question Marks and Foes in your income portfolio.
Portfolio-firstConnect a broker or enter tickers.
Frozen snapshotsTrack quality month to month.
Research productUnderstand the reasons behind each score.